Most banks charge very high fees to use your credit or debit card in an international location. I got really tired of accumulating these fees so I did some research and found the perfect account. Capital One is the best account to have when you are traveling because they don’t charge any international transaction or ATM fees. They even refund the ATM fee that the other bank charges. This is also completely free to have. You can open the account online and fund it with the bank account that you already have. Look into getting the Venture credit card because you get 2% cash back to use on travel. The debit or credit card they give you is a MasterCard, which is accepted almost everywhere.